Investment Terms and Conditions

 Terms and Conditions 

1. Pitch Terms and Conditions
In agreeing to use Raising Angel Finance (RAF), Ray McLennan (‘RM) to raise funding, you, the ‘Borrower, have agreed to pay the fees and commission to our service company Designed Living Limited (DLL) as set out below.
       Commission Fee of 2% of the total Investment Sum received by the Borrower; plus
       An Introduction Fee of 2% (For a First Application only)
       Fixed Fee for heads of terms on acceptance of £495 (Paid prior to draw-down of funds)
All fees are exclusive of VAT.
In return for your agreement to pay the above fees (or any pre-agreed variation of those fees), you will receive the following services:
       Your Property pitch reviewed by a expert prior to attending a pitch event
       Your RM summary circulated to investors who may not attend the pitch event
       Suite of legal documents required for investment (Loan Agreement, Key Facts Document)
       Anti-money laundering checking of investors for your protection

The fees as set out in these Terms and Conditions will be paid immediately upon Completion.
Completion will be deemed to have occurred upon receipt by the Borrower of the total investment/funding amount. The Borrower will be liable to pay the full fees on the total investment / funding amount received.
If you require Board approval before entering into a contract of this nature, it is your responsibility to obtain the necessary approvals before proceeding. In proceeding to enter into a contract with us to deliver products and/or services you are assumed to have all necessary approvals in place. You may be asked to provide Board Minutes (or other evidence as/if appropriate) to evidence that you have such approval.
2. Privacy policy and Data collection

When you use our services, we may request personal and company information from you as an existing or potential client. This information includes:
Information that you provide to us through the following means:
       Filling in forms;
       Information collected including any emails, letters, text messages, correspondence or any other interactions that you have with us;
       Details of telephone calls with us or any of our representatives, where we may make and keep a record of the information you share with us.
       Transactions carried out through our services.
The information collected may include:
       Personal contact information such as name, email address, mailing address, phone number; financial information including bank or brokerage account numbers; identification codes such as user name, account number, password; and preferences such as transaction history, marketing preferences.
       Company information (where you wish to raise loan capital for the company or your business through Ray McLennan) such as company name, registered and operating addresses, company number, company directors, significant shareholders, company size, business type and information such as a professional or business profile.
       Details of any transactions carried out via our services. Information collected by third parties and provided to us in order to enable us to comply with our anti-money laundering obligations, or to check the accuracy and/or veracity of any company information provided to us.

3. Use of data

We use the personal data held about you to:
       Ensure that content is presented in the most effective manner for you.
       Complete and support immediate activity required to provide you with information and deliver products and/or services that you request and to deliver any contracts entered into with you.
       Where you have consented to be contacted for such purposes, to provide information on our new and existing products and services.
       Comply with any requirements of law.
Data that is anonymous may be used to:
       Analyse trends, track user movements and gather information about our user base for the purposes of ongoing product and service development.
       Manage and administer our services and ensure that the presentation of the material on our website is appropriate for you.

4. Data Storage and Security
The information is stored in England, United Kingdom. We incorporate commercially reasonable safeguards to help protect and secure your personal data.  However, no method of transmission over the Internet, or method of electronic storage, is 100% secure, therefore, we cannot guarantee its absolute security. Please note that we cannot ensure the security of any information you transmit to us, and you provide us with your information at your own risk. If you have any questions about security you can contact us on
All personal data stored will be:
       Fairly and lawfully processed
       Processed for limited purposes
       Adequate, relevant and not excessive
       Not kept longer than necessary
       Processed in accordance with the data subjects rights
       Not transferred to other countries without adequate protection
Please be aware that information we collect, including your personal data, may be transferred to, processed and stored outside of, the EEA. The data protection laws in such jurisdictions may differ from those of the country in which you are located, and your personal data may be subject to access requests from governments, courts, or law enforcement agencies in those jurisdictions. We take commercially reasonable steps to ensure that your personal data is treated securely, including entering into appropriate data transfer agreements. By providing us with any information, you consent to this transfer to, and the processing and storage of your information in, these jurisdictions.
Where passwords are used, it is your responsibility to keep this password secure and confidential and we request that you do not share your password with any other person or party.

5. Information Disclosure
Information about you will be disclosed only to our staff and representatives (whether employees or contractors) to enable them to undertake the necessary activities related to the delivery of information, goods and/or services and to the fulfillment of any contractual obligations between you and us.
We do not spam, rent or sell your information anywhere, anytime. We believe that when you share your personal information with us, it is our responsibility to live up to your trust by preserving your privacy.
We may share your data with third parties in only the following ways:
       We will not disclose your identifiable personal information to any third party for advertising purposes without your permission. However, we may provide aggregated, anonymous data about our user base to third parties and we may make use of personal data to enable us to assist advertisers to display advertisements to an appropriate target audience.
       We may share the information with our parent, subsidiaries and affiliates for internal reasons. If Designed Living Limited or the assets belonging to the company are acquired by a third party, in which case your personal data held will be transferred as an asset of the business.
       In order for us to meet our legal and regulatory requirements or if it is necessary to enforce any agreements with us or to protect the rights, property or safety of us, our employees and representatives, our customers or any others. This includes, but is not restricted to, any data transfer required for the purposes of fraud prevention or credit risk assessment.

6. Contact Us
If you have any further questions, or wish to remove your personal data from our records, please do not hesitate to contact us using one of the following methods:
Phone: 44 (0)7967 257 998
Designed Living Limited is a UK company with a registered address of 1 Exchange Crescent, Conference Square, Edinburgh EH3 8ANIn case you're interested in these things, our VAT no. is 230 5566 27 and our company registration number is SC441920.

I, the undersigned, have read, understood and confirmed agreement to these Designed Living Limited Terms and Conditions on this and the previous 4 pages.

Signed: _____________________________________
Name in Print:________________________________

Date: _______________________________________

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